phone:  270-302-1669
fax:  270-228-0341

Rates and Insurance

For those without insurance coverage, my self-pay rate is $100.00 per hour.  This rate applies to sessions and also any services provided that are not covered by your insurance.

I am in network with most major insurance companies as well as some local. Below is a basic list of the networks with which I participate. If you don't see your insurance company on the list, give me a call and I can do further research to see if I can bill your particular plan.  Please understand that even if I am in network with your insurance company, you may be responsible for a copayment or deductible rate specific to your plan.

Anthem BCBS
Owensboro Community Health Network
Cigna
Corphealth
Center Care
Humana
Healthsmart
United Behavioral
UMR

Please note that at this time I am NOT in network Medicare and Medicaid providers.  If you have a Medicare or Medicaid plan, I would be happy to refer you to an in-network provider at my group practice, Garrard-Howell Therapeutic Partners, LLC.  Call me directly or visit www.garrardhowell.com for details.

Ivory Howell Counseling, LLC ®
100 West Third Street Suite 304, Owensboro,KY 42303